HOW TO AVOID OVERSPENDING THIS CHRISTMAS
It's no secret that during the holidays, people tend to overspend. That's why monitoring Christmas spending and sticking to a budget is something that everyone should make an effort to do this holiday season. To do so, it's important to take the time to carefully plan and budget for Christmas gifts, so you don't even overspend. Case in point: According to recent data, 24 percent of millennial shoppers still haven't paid off their credit card debt from last Christmas. Don't let this happen to you. Here are our five best tips to avoid overspending during the holidays – and still get that something special for everyone on your list. 1. Stick to a Christmas Gift Budget: One of the most important things that you can do to save money on Christmas gifts is to stick to a gift budget. You can incorporate this into your monthly budget and put money away for Christmas in the months leading up to Christmas. This also requires budgeting how much you will spend on ...